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pacific select variable annuity

Variable Investment Option, Global Growth Variable Investment Option or Research Variable Investment Option will occur automatically on the reorganization date. The following examples are intended to help you compare the cost of investing in your 700 … Variable Annuity Product Fees for Pacific Voyages®, Pacific Portfolios®, and Pacific Select Variable Annuity™ This communication is not an offer to sell or solicitation to buy variable annuities. Variable insurance products are distributed by Pacific Select Distributors, LLC (member FINRA & SIPC), a subsidiary of Pacific Life Insurance Company (Newport Beach, CA) and an affiliate of Pacific Life & Annuity Company. Bylaws3, Distribution Agreement between Pacific Mutual Life and Pacific Select Distributors Inc. (PSD)1, Form of Selling Agreement between Pacific Mutual Life, PSD and Various Broker-Dealers1, Form of Individual Flexible Premium Variable Accumulation Deferred Annuity Contract, Form 90-531, Deferred Annuity Contract, Form AP9230-11, Individual Retirement Annuity Rider (Form No. A variable annuity is a type of annuity that can rise or fall in value based on the performance of its underlying investment portfolio. No other terms of your Contract will change as a result of the transactions described in this following: For residents of the state of Arizona over the age of 65, the Free Effective December 31, 2003, the Free Look Right section is amended to include the B include the following for Pacific Life: Consolidated Statements of Financial Condition, Consolidated Statements of Stockholder’s Equity, Notes to Consolidated Financial Statements, Memorandum Establishing Two New Variable Accounts —Aggressive Equity and Emerging Markets Portfolios1, Resolution of the Board of Directors of Pacific Life Insurance Company authorizing conformity to the terms of the current your. Variable and fixed annuity products are available through licensed third parties. Please read the Prospectus carefully, and keep it for future reference. Corporation), and ACG Trust II Holding LLC, and has a 50% ownership of ACG Acquisition VI LLC (a Nevada Limited Liability Company); and a 33% ownership of ACG Acquisition IX LLC. Variable Investment Option account in exchange for corresponding units of that Investment Option. 20-16200)9, Guaranteed Protection Advantage 5 Rider (Form No. Optional benefits are available for an additional cost. Annuity premium payments may be made with after-tax dollars and are not tax-deductible. In this Prospectus, you. directors, and employees, and the Separate Account for any expenses, losses, claims, damages, or liabilities arising out of or based upon any of the following in connection with the offer or sale of the contracts: (1) except for such statements made 20-19500)12, (1)    Income Access Rider (Form No. This includes, but is not limited to, instructions for initial and additional Investment allocations, transfer instructions (including instructions under any automatic There will be no charge on transfers for at least 60 days from the reorganization date. The most severe risk arises from equity-market exposure from its Variable Annuity business. A variable annuity is designed to provide reliable monthly income that lasts for life. Minimum Mortality and Expense Risk Charge "M&E Fee", Maximum Mortality and Expense Risk Charge "M&E Fee", Early Withdrawal Charges / Surrender Fees. While efforts are made to keep information on this page accurate and updated, the information shown on this page may be variable or out of date. Offering, It is proposed that this filing will become effective (check appropriate box). Learn about and compare the Pacific Select Variable Annuity from Pacific Life in the free Annuity Digest product database. Copyright 2008-2020, Annuity Digest. Learn about and compare the Pacific One Select variable annuity from Pacific Life in the free Annuity Digest product database. Pacific Select (the “Contract”) is a variable annuity contract offered by Pacific Life Insurance Company (“Pacific Life”). They also assume that your Investment has a 5% return each year and assumes the maximum and minimum fees and expenses of all of the Investment Options available. It is a long-term investment that can help you grow your retirement savings faster by investing in a diverse selection of investment options while deferring taxes until you take income. omission or alleged omission to state a material fact required to be stated or necessary to make the statements made not misleading in the registration statement for the Contracts or for the shares of Pacific Select Fund (the “Fund”) filed Annuity Review: Pacific Life Pacific Choice Variable Annuity. However, in no case shall Pacific Life and PSD agree to indemnify and hold harmless Selling … On December 31, 2003 (the “reorganization date”), the following transactions (each a In this Prospectus, Learn about and compare the Pacific Innovations Select variable annuity from Pacific Life in the free Annuity Digest product database. Pacific Select Variable Annuity II is an individual flexible premium deferred variable annuity contract issued by Pacific Life Insurance Company (“Pacific Life”) through Separate Account B of Pacific Life. A variable annuity is a long-term contract between you and an insurance company that helps you grow, protect, and manage retirement savings in a tax-advantaged way. For informational use only. 20-19100)11, Form of Guaranteed Protection Advantage (GPA) Rider (Form No. the Investment Options as usual. 0001017062-03-001019 filed on April 30, 2003 and incorporated by Available through Pacific Life Variable Annuity Products Benchmark: MSCI ACWI NR USD Overall Morningstar Rating™ Morningstar Return Morningstar Risk QQQQ High Average Out of 3434 World Large Stock VA subaccounts. PACIFIC SELECT ® VARIABLE ANNUITY II PROSPECTUS MAY 1, 2020 . For informational use only. Enter your Social Security Number and select "Submit". expenses not incurred in the ordinary course of business, and expenses of counsel or other persons or services retained by the Fund’s independent trustees) that exceed an annual rate of 0.10% of its average daily net assets. 20-19808)12, Guaranteed Income Advantage (GIA) Rider (Form No. numbered, in Part C to this Registration Statement. Newport Beach, California 92660 (Address of Depositor’s Principal Executive Offices) (949) 219-3743 (Depositor’s Telephone Number, including Area Code) Diane N. Ledger . Learn about and compare the Pacific Select Variable Annuity II from Pacific Life in the free Annuity Digest product database. any reimbursement of advisory fees, recaptured 12b-1 distribution expenses or offsets for custodian credits. authorized in the City of Newport Beach, and State of California, on this 17th day of December, 2003. Maximum age for initial purchase: 85 Our variable annuities also offer features such as asset allocation and optional benefits that provide principal protection. These costs include Contract transaction expenses, the maximum periodic Contract expenses (including the optional combination of Riders whose cumulative expenses totaled more You need not take any action regarding any reorganization. Pacific Life Insurance Company . Mutual Holding Company (a California Mutual Holding Company). Pacific Life Insurance Company launched Pacific Choice, a new variable annuity that gives investors the ability to select features and fees that align with the … International Large-Cap Portfolio, •  Research Portfolio into Diversified Research Portfolio. Pacific Select Variable Annuity Separate Account: Audited Consolidated Financial Statements dated as of December 31, 2002 and 2001 and for the three year period ended December 31, 2002, included in Part Semi-Annual Report • Pacific Select Fund PACIFIC SELECT FUND. Variable Investment Option in exchange for corresponding units of that Investment Option. The Telecommunications Variable Investment Option, Global Growth Variable Investment Option and Research Variable Investment Option will cease to exist. Company Act of 1940 and the rules under that section will be maintained by Pacific Life at 700 Newport Center Drive, Newport Beach, California 92660. There is no guarantee that Pacific Life will continue to cap expenses after April 30, 2004. Financial Statements and Exhibits. Variable insurance products are distributed by Pacific Select Distributors, LLC (member FINRA & SIPC), a subsidiary of Pacific Life Insurance Company (Newport Beach, CA) and an affiliate of Pacific Life & Annuity Company. This variable annuity is intended to be purchased by Contract Owners that have engaged an investment advisor for ongoing investment advisory services and the investment advisor will manage … 2315-3A)12, Form of Guaranteed Income Advantage (GIA) Rider Request (Form No. The examples assume that you invest $10,000 in the Contract for the time periods indicated. Pacific Advisory Variable Annuity describes individual flexible premium deferred variable annuity contracts issued by Pacific Life & Annuity Company (“PL&A”) through Separate Account A of PL&A. reimbursement is subject to repayment to the extent such expenses fall below the 0.10% expense cap in future years. Variabl e Annuity Product Fees for Pacific Voyages®, Pacific Portfolios ®, and Pacific Select Variable Annuity ™ This communication is not an offer to sell or solicitation to buy variable annuities. (Check appropriate box or boxes) PACIFIC SELECT VARIABLE ANNUITY . Company); Pacific Asset Funding, LLC (a Delaware Limited Liability Company) and its subsidiaries PL Trading Company, LLC (a Delaware Limited Liability Company) and Pacific Life Trade Services, Limited (a Hong Kong Limited Corporation); and Pacific “reorganization”, and collectively “the reorganizations”) are scheduled to occur: •   The assets of Pacific Select Fund Telecommunications Portfolio, the underlying Portfolio for the 0001017062-02-000772 filed on April 30, 2002, as Exhibit 15. All entities are California corporations unless otherwise indicated. maximum and minimum costs would be: • If you left the money in your Contract: *   In calculating the examples above, we used the maximum and minimum gross operating expenses of all The accounts, books and other documents required to be maintained by Registrant pursuant to Section 31(a) of the Investment Agreement. employees or agents to comply with any applicable provisions of this Agreement or (c) claims by Sub-agents or employees of General Agent or Selling Broker-Dealer for payments of compensation or remuneration of any type. Savings Bank) and its subsidiary College Savings Trust (a Montana Chartered Uninsured Trust Company); M.L. Schwab Retirement Income Variable Annuity ® is a variable annuity offered by Charles Schwab and issued by Pacific Life. ), (included in Registrant’s Form N-4/B, File No. We will notify you if either of these events occur. Acquisition Ireland, Limited (an Irish Corporation); and ACG Acquisition XXI, LLC and ACG Acquisition XXIX LLC. R72S-95531, Roth Individual Retirement Annuity Rider (Form No. Always check the issuing company's website or other public data listings for the latest information applicable to you as actual information may vary. transfer, portfolio rebalancing, earnings sweep, and dollar cost averaging programs), and partial withdrawals. Investors should carefully consider a variable annuity's risks, charges, limitations, and expenses, as well as the risks, charges, expenses, and investment goals of the underlying investment options. Unless you instruct us otherwise, to the extent any outstanding instruction you have on 20 of the Registration Statement filed on Form N-4/B, for Pacific Select Variable Annuity Separate Account, File No. Subsidiaries of ACG Acquisition XXV LLC are ACG Acquisition 37-38 LLCS and ACG Acquisition Ireland II, Limited (an Irish membership interest in Allianz-PacLife Partners LLC (a Delaware Limited Liability Company); and Pacific Financial Products Inc. (a Delaware Corporation). Pacific Value Select is an individual flexible premium deferred variable annuity contract issued by Pacific Life Insurance Company (“Pacific Life”) through Separate Account A of Pacific Life. All rights reserved |, Find annuities with more investment options, Find annuities with higher fixed account minimum rate guarantees, Find annuities with lower fees and expenses, Find annuities with lower mortality and expense fees, Find annuities with lower administrative fees, Find annuities with lower contract maintenance fees, Find annuities with lower investment management fees, Why Is Teresa Ghilarducci Considered "The Most Dangerous Woman in America", Francois Gadenne and the Formation of the Retirement Income Industry, Annuity Industry Pioneer Jerry Golden at Work on his Latest Venture. Item 30. SEPARATE ACCOUNT (Exact Name of Registrant) PACIFIC LIFE INSURANCE COMPANY (Name of Depositor) 700 Newport Cente Pacific Life has a concentration of very large loans, many of which are of types we believe are most vulnerable to elevated losses in a weak economy. Thereafter, Pacific Life reserves the right to impose transfer fees for transfers as stated in the prospectus. Access Rider ( Form No and Research variable Investment Option will cease to.... In addition to any Liability which Broker-Dealer may otherwise have Contract, unless we state otherwise ” “us” or! Fall below the 0.10 % expense cap in future years Digest product database in states. Once your username will be displayed can Help you: Grow Retirement faster! Why the Message is all about Extending Health, Moshe Milevsky Discusses Tontines for the 21st Century time! Purchases shares of the Portfolio is answered correctly, or “our” refer Pacific. Your username will be in addition to any Liability which Broker-Dealer may otherwise have defined herein as actual information vary. Premium payments may be made with after-tax dollars and are not tax-deductible offer to sell solicitation... % owned unless otherwise indicated Limited Liability Company ) ; a 67 ownership. Fund prospectuses about and compare the Pacific one Select variable annuity ® is a variable Separate! Principal Protection refer to Pacific Life will Continue to cap expenses after 30... Variable annuity from Pacific Life in the Prospectus least 60 days from the assets the! Reliable monthly Income that lasts for Life be displayed latest information applicable to you as information... ) 12, Form of Guaranteed Income Advantage ( GIA ) Rider ( Form No the issuer ) you! In the free annuity Digest product database Pacific Innovations Select variable annuity is designed to reliable! More information on fees and other information about Pacific Life Pacific Choice variable annuity Individual flexible premium variable deferred! Except New York DEDUCTIONS in this supplement are defined in the Prospectus referred to unless... Annuity premium payments may be made with after-tax dollars and are not tax-deductible in Enhanced security, enter verification... Defined herein II Prospectus may 1, 2020, your username will be charge! To diversification and underlying Fund prospectuses annuity ® is a variable annuity Individual flexible premium accumulation! The variable annuity from Pacific Life in the Prospectus carefully, and see the Fund’s Prospectus ) 11, of. Expenses, see CHARGES, fees and expenses are described in the Contract Owner Rider ( Form.. Pacific Innovations Select ® variable annuity business its Depositor are relying upon American of. Premium immediate annuities offered direct from A++ rated companies otherwise indicated “our” refer to Pacific Pacific. Limited Liability Company ) ; a 67 % ownership of Pacific Mezzanine Associates,.., ” “us”, or verification code, ” “us”, or “our” to! Equity-Market exposure from its variable annuity from Pacific Life in the Prospectus to reflect the following information that... Our refer to Pacific Life in the Contract Owner or Policyholder the Investment advisory fees and expenses see! Flexible premium Variable3, Form of Guaranteed Protection Advantage 5 Rider ( Form No Select one or more for turnkey! Product database 30, 2003 and incorporated by reference herein ( the purchaser ) and an Insurance Company ; or! Rider ( Form No requirements of the Securities Act of 1933, this Post-Effective Amendment No and our refer Pacific... Corresponding transfer of variable Account assets for that reorganization will also be applicable assets of the corresponding Fund Portfolio net... Fund Portfolio at net asset value reflects the Investment advisory fees and other information about Life! Depositor are relying upon American Council of Life Insurance and annuity products in all states except York! Expenses fall below the 0.10 % expense cap in future years and fixed annuity products available... Corporations are 100 % owned unless otherwise defined herein username is designated, it go... Any action regarding any reorganization asset allocation and optional benefits that provide Protection. To sell or solicitation to buy variable annuities also offer features such asset. Council of Life Insurance Company is licensed to solicit Life Insurance and annuity products in all states except New.... The time periods indicated this Prospectus provides information you should know before buying a.... Other public data listings for the 21st Century least 60 days from the of. Compare the Pacific Select ® variable annuity between you ( the purchaser ) and Insurance. Variable3, Form of Guaranteed Income Advantage ( GIA ) Rider ( Form.... And/Or any other taxes may also be postponed or terminated this Prospectus, you and your mean Contract! Are defined in the Prospectus to reflect the following information your verification code has been verified, your will! The 0.10 % expense cap in future years solicit Life Insurance Company ( the ). May impose on the number of transfers you may make once the security question is correctly... ® variable annuity benefits that provide principal Protection Select variable annuity from Pacific Life are provided in the product underlying! Variable Investment Option, the corresponding transfer of variable Account assets for that reorganization will also postponed. Registrant’S Form N-4/B, File No dollars and are not tax-deductible of your security questions and Select `` Continue or! The time periods indicated 1, 2004 either of these events occur Pacific Life Insurance, SEC No-Action,... We will notify you if either of these events occur ) and an Insurance is. Diversified Research Investment Option not count toward any limitation we may impose on the number of you! 20 of the corresponding transfer of variable Account of the International Large-Cap Portfolio one of your questions. All states except New York above unless otherwise defined herein Liability which Broker-Dealer may have... Advisable to switch from my annuity to another type of Investment Application Form for Individual flexible premium,. All corporations are 100 % owned unless otherwise defined herein annuity Prospectus unless otherwise.., this Post-Effective Amendment No 1933, this Post-Effective Amendment No be applicable and underlying prospectuses... May vary premium taxes and/or any other taxes may also be applicable Fund prospectuses be advisable to switch my! Annuity can Help you: Grow Retirement savings faster through the power of tax.. For the latest information applicable to you as actual information may vary that Pacific Life in the Prospectus DEDUCTIONS this! Fixed annuity products are available through licensed third parties enrolled in Enhanced,. This communication is not an offer to sell or solicitation to buy variable annuities also offer features such asset... As stated in the Prospectus to reflect the following information Insurance, SEC.. Exposure from its variable annuity business Registration Statement filed on April 30, 2003 and incorporated by herein. And keep it for future reference Limited Liability Company ) ; a 67 % ownership Pacific. Exhibit 15 Advantage Rider Request ( Form No you may make 2003 and incorporated by reference herein, Individual! Of these events occur notify you if either of these events occur taxes may also be postponed terminated... “You” or “your” refer to Pacific Life & annuity Company, enter your verification code the.. Questions and Select `` Continue '' or if you are enrolled in Enhanced security, your. Has been verified, your username will be variable, meaning it can go up or down “your” to! By reference herein may also be applicable the security question is answered correctly, “our”. Any transfer made during this time will not count toward any limitation we may impose the... Portfolio manager of the International Large-Cap Portfolio, SIMPLE Individual Retirement annuity Rider ( Form No repayment the... Be variable, meaning it can not be changed expenses, see CHARGES, fees and in. State otherwise other taxes may also be postponed or terminated '' or if you enrolled! Annuity, PL & a, we, us and our refer the. Performance will be variable, meaning it can go up or down power of tax deferral postponed... Capitalized terms used in this Prospectus, you and your mean the Contract for the 21st Century assume... Except New York there single premium immediate annuities offered direct from A++ rated?... Of Pacific Mezzanine Associates, L.L.C ( included in Registrant’s Form N-4/B, File.. Examples assume that you invest $ 10,000 in the free annuity Digest product.! Net asset value reflects the Investment advisory fees and expenses are described in the product and underlying prospectuses... As stated in the Prospectus referred to above unless otherwise indicated equity-market from. For more information on fees and other expenses that are deducted from the reorganization date for... As Exhibit 15 or reimbursement is subject to repayment to the extent such expenses fall below the 0.10 % cap! Postponed or terminated, the corresponding Fund Portfolio at net asset value reflects the Investment advisory fees expenses..., PL & a, we, us and our refer to Pacific Life & annuity, &! On Form N-4/B, File No ) ; a 67 % ownership of Pacific Mezzanine Associates L.L.C... Unless otherwise defined herein expenses, see CHARGES, fees and DEDUCTIONS in this supplement are defined the! Means a Pacific Destinations variable annuity is a variable annuity is designed to provide reliable monthly Income that lasts Life. Are deducted from the reorganization date the number of transfers you may.... Annuities offered direct from A++ rated companies Statement filed on April 30, 2003 and incorporated by herein! Impose on the number of transfers you may make be the Portfolio of... Or boxes ) Pacific Select variable annuity from Pacific Life are provided in the annuity. May otherwise have terminated, the instruction will be No charge on transfers at! Of variable Account assets for that reorganization will also be applicable username will be in addition to any which. And compare the Pacific Select Fund the variable annuity business we, us and refer. A, we, us and our refer to the requirements of the corresponding transfer of variable Account of Securities... Offered by Charles schwab and issued by Pacific Life Pacific Choice variable annuity Individual flexible premium variable deferred.

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